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Frequently Asked Questions!

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One of the safest and most rewarding investments you can make is in real estate. Since homes are an appreciating asset, purchasing one is a less risky financial move than, say, investing in stocks, which may experience significant ups and downs in value.

Once you have made an offer on a property and that offer has been accepted, a land survey and title search should be conducted. The seller’s attorney will prepare an Agreement for Sale. Upon signing you will typically need to pay a deposit of 10% to 20% and the balance will then be paid in instalments.

If a purchaser is obtaining financing, additional costs will be incurred, as the purchaser will be responsible for the legal fees for preparation of the mortgage, documentation, and Stamp Duty, of approximately 6% of the loan amount. This is generally referred to as the closing cost.

Let’s look at the technical side of buying property in Jamaica:

  • Find a property. …
  • Both parties need a lawyer. …
  • Make your offer. …
  • Make the down payment and pay your share of the duty tax. …
  • Title is submitted for new registration. …
  • Seller pays transfer tax. …
  • Pay your lawyers (and the realtor, assuming one was involved.)

Let’s look at the technical side of buying property in Jamaica:

  • Find a property. …
  • Both parties need a lawyer. …
  • Make your offer. …
  • Make the down payment and pay your share of the duty tax. …
  • Title is submitted for new registration. …
  • Seller pays transfer tax. …
  • Pay your lawyers (and the realtor, assuming one was involved.)

Holding real estate in Jamaica can yield almost 60% in revenue in any period over five years. This figure is evident based on the recent appreciation of Jamaican real estate. Purchasing property in Jamaica is, therefore, one of the most profitable long-term investment options.

Top 8 Places to Live in Jamaica

  1. Mandeville. Best place to live for Expats. …
  2. Falmouth. Best place to live for English Speakers. …
  3. Kingston. Best place to live for Digital Nomads. …
  4. Montego Bay. Best place to live for Groups. …
  5. Negril. Best place to live for Couples. …
  6. Ocho Rios. …
  7. Treasure Beach. …
  8. Port Antonio.

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